About Our Instructors

Instructor - Carmen Ciricillo:
You'll be thoroughly entertained listening to the insightful musings of this man. Not only does he teach you what you need to know, he keeps you riveted to the information by continually offering a new perspective and humorous insight to all his material. Carmen's seminars are like a spa for contractors - a place to get away and unwind - come join us on our continuing education experience.

Instructors - Duke Mills and Morgan Reid
Duke is President of WorkComp Solutions and Morgan is Vice President of Sales for the company. Our company is dedicated to reducing workers compensation and general liability insurance premiums. We focus exclusively on Workers Compensation for Florida Licensed Contractors. Duke has an extensive background in the workers’ compensation industry including education, workers’ compensation legislative committee and published author of "The Contractors Survival Guide". Morgan specializes in premium recovery, which includes examining your experience modifications, your employee classifications and claims, resulting in returning over $8 million to Florida contractors. We are happy to answer any questions about your policy at class or anytime by contacting us at www.workcompsolutionsfl.com

Instructor - Paul Ciambriello
Paul Ciambriello, formerly with Guignard Company has taken on a new role as Senior Contract Underwriting Manager with Merchants Bonding Company. Paul teaches the Construction Economics Portion of the Course, bringing his 33 years of experience & knowledge of the Florida economy including long term Economic Trends in Construction. Paul also offers our students useful information on the current economic and building trends throughout the State of Florida as well as on a countrywide basis. You can contact Paul with any questions at pciambriello@merchantsbonding.com

Instructor - Charlie Brown
Charlie has been an associate of ours for 3 seasons now, and in 2022 he began teaching the Workers Compensation part 1 in our Live Seminar CE classes.

Charlie Brown-Owner of Charlie Brown & Associates is a full-service Insurance agency a One Stop Shop! Specializing in being “a forensic insurance agency” for their clients. Their focus is to point out the gaps in Subcontractor’s coverages, so those claims don’t end up hitting your policies! They will help you with limitations, exclusions, and sub limits in policies and to make sure their clients understand the coverages and its limitations within their own policies.

For your Contractor Insurance Solutions contact www.brownandassociates.org Please mention you saw him in Carmen’s CE Class! At Charlie Brown & Associates, working with us never costs you any money, but not working with us could cost you plenty!